Sherafy’s 2026 California Voter Guide brings our election research into one place, with clear recommendations and links to the full evidence behind each one.
Clear analysis of markets, money, incentives, trade, public finance, household economics, and the economic forces behind business and policy decisions.
Millions of homes are projected to leave older owner-occupancy over the next decade, but that does not mean millions of listings will suddenly hit the
Paying an antidumping-duty cash deposit when goods enter the United States does not always settle the final duty. The U.S. uses a retrospective AD/CVD system
Your insurer may approve a large homeowners claim without giving you unrestricted access to the money. Here is how mortgage loss drafts work, why structural
Commercial electric bills can charge for both how much energy a business uses and how much power it demands at once. Here is how peak
Different grocery shoppers really can be shown different prices, but randomized price tests, dynamic pricing, personalized discounts, and true surveillance pricing are not the same
If the HTS says your product has a 2.5% tariff but your customs or broker bill is much higher, the difference may come from Chapter
About 80% of ACH payments settle within one banking day or less, according to Nacha. Yet banks, apps and payment processors routinely quote three to
A home connection and a business connection can both advertise 1 Gig while carrying very different prices. The reason is not simply that business internet
A conspiracy claim should not be accepted because an event has unanswered questions, or dismissed simply because it alleges secret coordination. Game theory offers a
The U.S. is not days away from running out of diesel. But inventories remain historically tight, Texas has received an emergency fuel waiver, and new
